Energy bills will fall by £117 for millions of households in Great Britain from April

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The average 30-year fixed mortgage rate is around 5.98% to 5.99% this week, Freddie Mac said Thursday. The percentage is down sharply from 6.8% to 6.9% a year ago and from peaks near 8% in late 2023, per The Wall Street Journal. On a typical loan, that rate drop can cut monthly payments by hundreds of dollars for home buyers.

Last May, I wrote a blog post titled As an Experienced LLM User, I Actually Don’t Use Generative LLMs Often as a contrasting response to the hype around the rising popularity of agentic coding. In that post, I noted that while LLMs are most definitely not useless and they can answer simple coding questions faster than it would take for me to write it myself with sufficient accuracy, agents are a tougher sell: they are unpredictable, expensive, and the hype around it was wildly disproportionate given the results I had seen in personal usage. However, I concluded that I was open to agents if LLMs improved enough such that all my concerns were addressed and agents were more dependable.

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However, in a narrow set of cases, we believe AI can undermine, rather than defend, democratic values. Some uses are also simply outside the bounds of what today’s technology can safely and reliably do."

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