Matt Foster, the F.B.I. agent on the Friedmann case, has retired from the Bureau. During his twenty-six-year career, he interviewed bank robbers, escape artists, jihadists. Usually, he could boil their motivations down to profit, ideology, or revenge. Only in a very few cases did his subjects defy explanation. Friedmann is among them. “There’s such a complex mixture of trauma, grudge, vengeance—and something else that we can’t even articulate,” Foster said. “There are some minds that you just have to accept you are never going to get.”
Other platforms take a strictly analytical approach. Monarch Money has an integrated AI assistant that lets you query deep, multi-year transaction histories using natural language. You can ask it to surface spending patterns, optimize tax strategies, explain ETFs, or project net worth trajectories. Unlike Cleo, Monarch operates entirely as an advisor — it will analyze the data, but it won't autonomously move money or make trades on your behalf.
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Angharad Saunders lives two doors down from James and says neighbours will now need to park on streets much further up the road, where it is narrower and may lead to more problems.
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